UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KARAIKAL-CHENNAI, KARAIKAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KARAIKAL-CHENNAI branch.

IFSC Code
UCBA0000578

Bank Details

Bank NameUCO BANK
Branch NameKARAIKAL-CHENNAI
IFSC CodeUCBA0000578
MICR Code609028102
AddressPO BOX 15, 127, CHURCHSTREET, KARAIKAL 609602
CityKARAIKAL
StatePUDUCHERRY
Contact222417

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000578

The IFSC code UCBA0000578 uniquely identifies the KARAIKAL-CHENNAI branch of UCO BANK located in KARAIKAL, PUDUCHERRY. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000578

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000578) – Unique branch identifier for KARAIKAL-CHENNAI

How to Use IFSC Code UCBA0000578

To transfer money to any account at UCO BANK KARAIKAL-CHENNAI branch, you will need to provide the IFSC code UCBA0000578 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARAIKAL-CHENNAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KARAIKAL-CHENNAI Branch

UCO BANK KARAIKAL-CHENNAI is a branch of UCO BANK located in KARAIKAL, PUDUCHERRY. The branch provides comprehensive banking services to customers in KARAIKAL and surrounding areas.

Branch Address

PO BOX 15, 127, CHURCHSTREET, KARAIKAL 609602, KARAIKAL, PUDUCHERRY

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 609028102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KARAIKAL-CHENNAI?

The IFSC code of UCO BANK KARAIKAL-CHENNAI branch in KARAIKAL is UCBA0000578.

What is the MICR code of UCO BANK KARAIKAL-CHENNAI?

The MICR code of UCO BANK KARAIKAL-CHENNAI branch is 609028102.

What is the address of UCO BANK KARAIKAL-CHENNAI?

UCO BANK KARAIKAL-CHENNAI branch is located at PO BOX 15, 127, CHURCHSTREET, KARAIKAL 609602.

Does UCO BANK KARAIKAL-CHENNAI support NEFT/RTGS/IMPS?

UCO BANK KARAIKAL-CHENNAI branch supports NEFT, RTGS, IMPS, and UPI transactions.