UCO BANK IFSC Code – SARAI BRANCH, PATNA
Complete bank details including IFSC code, MICR code, address and payment facilities for SARAI BRANCH branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | SARAI BRANCH |
| IFSC Code | UCBA0000541 |
| MICR Code | 844028501 |
| Address | SARAI,DIST. VAISHALI 841125 |
| City | PATNA |
| State | BIHAR |
| Contact | 256224 |
Payment Facilities
About IFSC Code UCBA0000541
The IFSC code UCBA0000541 uniquely identifies the SARAI BRANCH branch of UCO BANK located in PATNA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000541
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000541) – Unique branch identifier for SARAI BRANCH
How to Use IFSC Code UCBA0000541
To transfer money to any account at UCO BANK SARAI BRANCH branch, you will need to provide the IFSC code UCBA0000541 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SARAI BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK SARAI BRANCH Branch
UCO BANK SARAI BRANCH is a branch of UCO BANK located in PATNA, BIHAR. The branch provides comprehensive banking services to customers in PATNA and surrounding areas.
Branch Address
SARAI,DIST. VAISHALI 841125, PATNA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 844028501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK SARAI BRANCH?
The IFSC code of UCO BANK SARAI BRANCH branch in PATNA is UCBA0000541.
What is the MICR code of UCO BANK SARAI BRANCH?
The MICR code of UCO BANK SARAI BRANCH branch is 844028501.
What is the address of UCO BANK SARAI BRANCH?
UCO BANK SARAI BRANCH branch is located at SARAI,DIST. VAISHALI 841125.
Does UCO BANK SARAI BRANCH support NEFT/RTGS/IMPS?
UCO BANK SARAI BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.