UCO BANKVerified Feb 2026

UCO BANK IFSC Code – MUNGER, MUNGHYR

Complete bank details including IFSC code, MICR code, address and payment facilities for MUNGER branch.

IFSC Code
UCBA0000428

Bank Details

Bank NameUCO BANK
Branch NameMUNGER
IFSC CodeUCBA0000428
MICR Code811028202
AddressPO BOX NO. 7, BEKAPURBEKAPUR 811201
CityMUNGHYR
DistrictMUNGER
StateBIHAR
Contact222249

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000428

The IFSC code UCBA0000428 uniquely identifies the MUNGER branch of UCO BANK located in MUNGHYR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000428

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000428) – Unique branch identifier for MUNGER

How to Use IFSC Code UCBA0000428

To transfer money to any account at UCO BANK MUNGER branch, you will need to provide the IFSC code UCBA0000428 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MUNGER

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK MUNGER Branch

UCO BANK MUNGER is a branch of UCO BANK located in MUNGHYR, BIHAR. The branch provides comprehensive banking services to customers in MUNGHYR and surrounding areas.

Branch Address

PO BOX NO. 7, BEKAPURBEKAPUR 811201, MUNGHYR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 811028202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK MUNGER?

The IFSC code of UCO BANK MUNGER branch in MUNGHYR is UCBA0000428.

What is the MICR code of UCO BANK MUNGER?

The MICR code of UCO BANK MUNGER branch is 811028202.

What is the address of UCO BANK MUNGER?

UCO BANK MUNGER branch is located at PO BOX NO. 7, BEKAPURBEKAPUR 811201.

Does UCO BANK MUNGER support NEFT/RTGS/IMPS?

UCO BANK MUNGER branch supports NEFT, RTGS, IMPS, and UPI transactions.