UCO BANKVerified Feb 2026

UCO BANK IFSC Code – MANGHAT, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for MANGHAT branch.

IFSC Code
UCBA0000424

Bank Details

Bank NameUCO BANK
Branch NameMANGHAT
IFSC CodeUCBA0000424
MICR Code141028013
AddressMANGHAT RAHON RDJODHEWAL BASTI CHOWK 141007
CityLUDHIANA
StatePUNJAB
Contact2636955

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000424

The IFSC code UCBA0000424 uniquely identifies the MANGHAT branch of UCO BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000424

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000424) – Unique branch identifier for MANGHAT

How to Use IFSC Code UCBA0000424

To transfer money to any account at UCO BANK MANGHAT branch, you will need to provide the IFSC code UCBA0000424 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MANGHAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK MANGHAT Branch

UCO BANK MANGHAT is a branch of UCO BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

MANGHAT RAHON RDJODHEWAL BASTI CHOWK 141007, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141028013. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK MANGHAT?

The IFSC code of UCO BANK MANGHAT branch in LUDHIANA is UCBA0000424.

What is the MICR code of UCO BANK MANGHAT?

The MICR code of UCO BANK MANGHAT branch is 141028013.

What is the address of UCO BANK MANGHAT?

UCO BANK MANGHAT branch is located at MANGHAT RAHON RDJODHEWAL BASTI CHOWK 141007.

Does UCO BANK MANGHAT support NEFT/RTGS/IMPS?

UCO BANK MANGHAT branch supports NEFT, RTGS, IMPS, and UPI transactions.