UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KULTI, ASANSOL

Complete bank details including IFSC code, MICR code, address and payment facilities for KULTI branch.

IFSC Code
UCBA0000408

Bank Details

Bank NameUCO BANK
Branch NameKULTI
IFSC CodeUCBA0000408
MICR Code713028095
AddressRANITALA, GT ROAD,DIST BURDWAN 713314
CityASANSOL
DistrictBARDDHAMAN
StateWEST BENGAL
Contact2515353

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000408

The IFSC code UCBA0000408 uniquely identifies the KULTI branch of UCO BANK located in ASANSOL, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000408

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000408) – Unique branch identifier for KULTI

How to Use IFSC Code UCBA0000408

To transfer money to any account at UCO BANK KULTI branch, you will need to provide the IFSC code UCBA0000408 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KULTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KULTI Branch

UCO BANK KULTI is a branch of UCO BANK located in ASANSOL, WEST BENGAL. The branch provides comprehensive banking services to customers in ASANSOL and surrounding areas.

Branch Address

RANITALA, GT ROAD,DIST BURDWAN 713314, ASANSOL, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 713028095. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KULTI?

The IFSC code of UCO BANK KULTI branch in ASANSOL is UCBA0000408.

What is the MICR code of UCO BANK KULTI?

The MICR code of UCO BANK KULTI branch is 713028095.

What is the address of UCO BANK KULTI?

UCO BANK KULTI branch is located at RANITALA, GT ROAD,DIST BURDWAN 713314.

Does UCO BANK KULTI support NEFT/RTGS/IMPS?

UCO BANK KULTI branch supports NEFT, RTGS, IMPS, and UPI transactions.