UCO BANK IFSC Code – BANIPUR, HOWRAH
Complete bank details including IFSC code, MICR code, address and payment facilities for BANIPUR branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | BANIPUR |
| IFSC Code | UCBA0000407 |
| MICR Code | 700028126 |
| Address | UCO BANKBANIPUR 711304 |
| City | HOWRAH |
| District | HAORA |
| State | WEST BENGAL |
| Contact | 26790305 |
Payment Facilities
About IFSC Code UCBA0000407
The IFSC code UCBA0000407 uniquely identifies the BANIPUR branch of UCO BANK located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000407
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000407) – Unique branch identifier for BANIPUR
How to Use IFSC Code UCBA0000407
To transfer money to any account at UCO BANK BANIPUR branch, you will need to provide the IFSC code UCBA0000407 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BANIPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK BANIPUR Branch
UCO BANK BANIPUR is a branch of UCO BANK located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.
Branch Address
UCO BANKBANIPUR 711304, HOWRAH, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700028126. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK BANIPUR?
The IFSC code of UCO BANK BANIPUR branch in HOWRAH is UCBA0000407.
What is the MICR code of UCO BANK BANIPUR?
The MICR code of UCO BANK BANIPUR branch is 700028126.
What is the address of UCO BANK BANIPUR?
UCO BANK BANIPUR branch is located at UCO BANKBANIPUR 711304.
Does UCO BANK BANIPUR support NEFT/RTGS/IMPS?
UCO BANK BANIPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.