UCO BANKVerified Feb 2026

UCO BANK IFSC Code – JHOREHAT-HOWRAH, HOWRAH

Complete bank details including IFSC code, MICR code, address and payment facilities for JHOREHAT-HOWRAH branch.

IFSC Code
UCBA0000403

Bank Details

Bank NameUCO BANK
Branch NameJHOREHAT-HOWRAH
IFSC CodeUCBA0000403
MICR Code700028057
AddressSHOBHA APPT, NEARANDUL STATION ROAD 711302
CityHOWRAH
StateWEST BENGAL
Contact26690301

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000403

The IFSC code UCBA0000403 uniquely identifies the JHOREHAT-HOWRAH branch of UCO BANK located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000403

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000403) – Unique branch identifier for JHOREHAT-HOWRAH

How to Use IFSC Code UCBA0000403

To transfer money to any account at UCO BANK JHOREHAT-HOWRAH branch, you will need to provide the IFSC code UCBA0000403 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JHOREHAT-HOWRAH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK JHOREHAT-HOWRAH Branch

UCO BANK JHOREHAT-HOWRAH is a branch of UCO BANK located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.

Branch Address

SHOBHA APPT, NEARANDUL STATION ROAD 711302, HOWRAH, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700028057. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK JHOREHAT-HOWRAH?

The IFSC code of UCO BANK JHOREHAT-HOWRAH branch in HOWRAH is UCBA0000403.

What is the MICR code of UCO BANK JHOREHAT-HOWRAH?

The MICR code of UCO BANK JHOREHAT-HOWRAH branch is 700028057.

What is the address of UCO BANK JHOREHAT-HOWRAH?

UCO BANK JHOREHAT-HOWRAH branch is located at SHOBHA APPT, NEARANDUL STATION ROAD 711302.

Does UCO BANK JHOREHAT-HOWRAH support NEFT/RTGS/IMPS?

UCO BANK JHOREHAT-HOWRAH branch supports NEFT, RTGS, IMPS, and UPI transactions.