UCO BANKVerified Feb 2026

UCO BANK IFSC Code – BHOWRA, DHANBAD

Complete bank details including IFSC code, MICR code, address and payment facilities for BHOWRA branch.

IFSC Code
UCBA0000394

Bank Details

Bank NameUCO BANK
Branch NameBHOWRA
IFSC CodeUCBA0000394
MICR Code826028006
AddressUCO BANKBHOWRA BRANCH 828301
CityDHANBAD
StateJHARKHAND
Contact2461065

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000394

The IFSC code UCBA0000394 uniquely identifies the BHOWRA branch of UCO BANK located in DHANBAD, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000394

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000394) – Unique branch identifier for BHOWRA

How to Use IFSC Code UCBA0000394

To transfer money to any account at UCO BANK BHOWRA branch, you will need to provide the IFSC code UCBA0000394 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BHOWRA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK BHOWRA Branch

UCO BANK BHOWRA is a branch of UCO BANK located in DHANBAD, JHARKHAND. The branch provides comprehensive banking services to customers in DHANBAD and surrounding areas.

Branch Address

UCO BANKBHOWRA BRANCH 828301, DHANBAD, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 826028006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK BHOWRA?

The IFSC code of UCO BANK BHOWRA branch in DHANBAD is UCBA0000394.

What is the MICR code of UCO BANK BHOWRA?

The MICR code of UCO BANK BHOWRA branch is 826028006.

What is the address of UCO BANK BHOWRA?

UCO BANK BHOWRA branch is located at UCO BANKBHOWRA BRANCH 828301.

Does UCO BANK BHOWRA support NEFT/RTGS/IMPS?

UCO BANK BHOWRA branch supports NEFT, RTGS, IMPS, and UPI transactions.