UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GORWA, VADODARA

Complete bank details including IFSC code, MICR code, address and payment facilities for GORWA branch.

IFSC Code
UCBA0000281

Bank Details

Bank NameUCO BANK
Branch NameGORWA
IFSC CodeUCBA0000281
MICR Code390028005
AddressNEW INDUSTRIAL ESTATECROSSING,GORWA RD 390016
CityVADODARA
StateGUJARAT
Contact2280587

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000281

The IFSC code UCBA0000281 uniquely identifies the GORWA branch of UCO BANK located in VADODARA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000281

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000281) – Unique branch identifier for GORWA

How to Use IFSC Code UCBA0000281

To transfer money to any account at UCO BANK GORWA branch, you will need to provide the IFSC code UCBA0000281 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GORWA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GORWA Branch

UCO BANK GORWA is a branch of UCO BANK located in VADODARA, GUJARAT. The branch provides comprehensive banking services to customers in VADODARA and surrounding areas.

Branch Address

NEW INDUSTRIAL ESTATECROSSING,GORWA RD 390016, VADODARA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 390028005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GORWA?

The IFSC code of UCO BANK GORWA branch in VADODARA is UCBA0000281.

What is the MICR code of UCO BANK GORWA?

The MICR code of UCO BANK GORWA branch is 390028005.

What is the address of UCO BANK GORWA?

UCO BANK GORWA branch is located at NEW INDUSTRIAL ESTATECROSSING,GORWA RD 390016.

Does UCO BANK GORWA support NEFT/RTGS/IMPS?

UCO BANK GORWA branch supports NEFT, RTGS, IMPS, and UPI transactions.