UCO BANKVerified Feb 2026

UCO BANK IFSC Code – SIMBHAOLI, GHAZIABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for SIMBHAOLI branch.

IFSC Code
UCBA0000261

Bank Details

Bank NameUCO BANK
Branch NameSIMBHAOLI
IFSC CodeUCBA0000261
MICR Code245028501
AddressUCO BANKSIMBHAOLI 245207
CityGHAZIABAD
StateUTTAR PRADESH
Contact223031

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000261

The IFSC code UCBA0000261 uniquely identifies the SIMBHAOLI branch of UCO BANK located in GHAZIABAD, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000261

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000261) – Unique branch identifier for SIMBHAOLI

How to Use IFSC Code UCBA0000261

To transfer money to any account at UCO BANK SIMBHAOLI branch, you will need to provide the IFSC code UCBA0000261 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SIMBHAOLI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK SIMBHAOLI Branch

UCO BANK SIMBHAOLI is a branch of UCO BANK located in GHAZIABAD, UTTAR PRADESH. The branch provides comprehensive banking services to customers in GHAZIABAD and surrounding areas.

Branch Address

UCO BANKSIMBHAOLI 245207, GHAZIABAD, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 245028501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK SIMBHAOLI?

The IFSC code of UCO BANK SIMBHAOLI branch in GHAZIABAD is UCBA0000261.

What is the MICR code of UCO BANK SIMBHAOLI?

The MICR code of UCO BANK SIMBHAOLI branch is 245028501.

What is the address of UCO BANK SIMBHAOLI?

UCO BANK SIMBHAOLI branch is located at UCO BANKSIMBHAOLI 245207.

Does UCO BANK SIMBHAOLI support NEFT/RTGS/IMPS?

UCO BANK SIMBHAOLI branch supports NEFT, RTGS, IMPS, and UPI transactions.