UCO BANKVerified Feb 2026

UCO BANK IFSC Code – SAHARANPUR, SAHARANPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SAHARANPUR branch.

IFSC Code
UCBA0000232

Bank Details

Bank NameUCO BANK
Branch NameSAHARANPUR
IFSC CodeUCBA0000232
MICR Code247028002
AddressUCO BANKSAHARANPUR BRANCH 247001
CitySAHARANPUR
StateUTTAR PRADESH
Contact2725O25

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000232

The IFSC code UCBA0000232 uniquely identifies the SAHARANPUR branch of UCO BANK located in SAHARANPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000232

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000232) – Unique branch identifier for SAHARANPUR

How to Use IFSC Code UCBA0000232

To transfer money to any account at UCO BANK SAHARANPUR branch, you will need to provide the IFSC code UCBA0000232 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAHARANPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK SAHARANPUR Branch

UCO BANK SAHARANPUR is a branch of UCO BANK located in SAHARANPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in SAHARANPUR and surrounding areas.

Branch Address

UCO BANKSAHARANPUR BRANCH 247001, SAHARANPUR, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 247028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK SAHARANPUR?

The IFSC code of UCO BANK SAHARANPUR branch in SAHARANPUR is UCBA0000232.

What is the MICR code of UCO BANK SAHARANPUR?

The MICR code of UCO BANK SAHARANPUR branch is 247028002.

What is the address of UCO BANK SAHARANPUR?

UCO BANK SAHARANPUR branch is located at UCO BANKSAHARANPUR BRANCH 247001.

Does UCO BANK SAHARANPUR support NEFT/RTGS/IMPS?

UCO BANK SAHARANPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.