UCO BANKVerified Feb 2026

UCO BANK IFSC Code – PANJI GOA, PANJIM

Complete bank details including IFSC code, MICR code, address and payment facilities for PANJI GOA branch.

IFSC Code
UCBA0000197

Bank Details

Bank NameUCO BANK
Branch NamePANJI GOA
IFSC CodeUCBA0000197
MICR Code403028002
AddressNO 10, GOVINDA BLDM G ROAD 403000
CityPANJIM
StateGOA
Contact2222777

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000197

The IFSC code UCBA0000197 uniquely identifies the PANJI GOA branch of UCO BANK located in PANJIM, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000197

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000197) – Unique branch identifier for PANJI GOA

How to Use IFSC Code UCBA0000197

To transfer money to any account at UCO BANK PANJI GOA branch, you will need to provide the IFSC code UCBA0000197 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PANJI GOA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK PANJI GOA Branch

UCO BANK PANJI GOA is a branch of UCO BANK located in PANJIM, GOA. The branch provides comprehensive banking services to customers in PANJIM and surrounding areas.

Branch Address

NO 10, GOVINDA BLDM G ROAD 403000, PANJIM, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK PANJI GOA?

The IFSC code of UCO BANK PANJI GOA branch in PANJIM is UCBA0000197.

What is the MICR code of UCO BANK PANJI GOA?

The MICR code of UCO BANK PANJI GOA branch is 403028002.

What is the address of UCO BANK PANJI GOA?

UCO BANK PANJI GOA branch is located at NO 10, GOVINDA BLDM G ROAD 403000.

Does UCO BANK PANJI GOA support NEFT/RTGS/IMPS?

UCO BANK PANJI GOA branch supports NEFT, RTGS, IMPS, and UPI transactions.