UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GUWAHATI MAIN, GUWAHATI

Complete bank details including IFSC code, MICR code, address and payment facilities for GUWAHATI MAIN branch.

IFSC Code
UCBA0000045

Bank Details

Bank NameUCO BANK
Branch NameGUWAHATI MAIN
IFSC CodeUCBA0000045
MICR Code781028002
AddressFANCY BAZARGUWAHATI 781001
CityGUWAHATI
StateASSAM
Contact2540515

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000045

The IFSC code UCBA0000045 uniquely identifies the GUWAHATI MAIN branch of UCO BANK located in GUWAHATI, ASSAM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000045

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000045) – Unique branch identifier for GUWAHATI MAIN

How to Use IFSC Code UCBA0000045

To transfer money to any account at UCO BANK GUWAHATI MAIN branch, you will need to provide the IFSC code UCBA0000045 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GUWAHATI MAIN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GUWAHATI MAIN Branch

UCO BANK GUWAHATI MAIN is a branch of UCO BANK located in GUWAHATI, ASSAM. The branch provides comprehensive banking services to customers in GUWAHATI and surrounding areas.

Branch Address

FANCY BAZARGUWAHATI 781001, GUWAHATI, ASSAM

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 781028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GUWAHATI MAIN?

The IFSC code of UCO BANK GUWAHATI MAIN branch in GUWAHATI is UCBA0000045.

What is the MICR code of UCO BANK GUWAHATI MAIN?

The MICR code of UCO BANK GUWAHATI MAIN branch is 781028002.

What is the address of UCO BANK GUWAHATI MAIN?

UCO BANK GUWAHATI MAIN branch is located at FANCY BAZARGUWAHATI 781001.

Does UCO BANK GUWAHATI MAIN support NEFT/RTGS/IMPS?

UCO BANK GUWAHATI MAIN branch supports NEFT, RTGS, IMPS, and UPI transactions.