UCO BANKVerified Feb 2026

UCO BANK IFSC Code – RTGS-HO, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for RTGS-HO branch.

IFSC Code
UCBA0000001

Bank Details

Bank NameUCO BANK
Branch NameRTGS-HO
IFSC CodeUCBA0000001
MICR Code28999
AddressUCO BANK, TREASURY BRANCH, MAFATLAL CENTRE (1ST FLOOR), NARIMAN POINT, MUMBAI - 400021
CityMUMBAI
StateMAHARASHTRA
Contact66547306

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000001

The IFSC code UCBA0000001 uniquely identifies the RTGS-HO branch of UCO BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000001

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000001) – Unique branch identifier for RTGS-HO

How to Use IFSC Code UCBA0000001

To transfer money to any account at UCO BANK RTGS-HO branch, you will need to provide the IFSC code UCBA0000001 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RTGS-HO

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK RTGS-HO Branch

UCO BANK RTGS-HO is a branch of UCO BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

UCO BANK, TREASURY BRANCH, MAFATLAL CENTRE (1ST FLOOR), NARIMAN POINT, MUMBAI - 400021, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 28999. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK RTGS-HO?

The IFSC code of UCO BANK RTGS-HO branch in MUMBAI is UCBA0000001.

What is the MICR code of UCO BANK RTGS-HO?

The MICR code of UCO BANK RTGS-HO branch is 28999.

What is the address of UCO BANK RTGS-HO?

UCO BANK RTGS-HO branch is located at UCO BANK, TREASURY BRANCH, MAFATLAL CENTRE (1ST FLOOR), NARIMAN POINT, MUMBAI - 400021.

Does UCO BANK RTGS-HO support NEFT/RTGS/IMPS?

UCO BANK RTGS-HO branch supports NEFT, RTGS, IMPS, and UPI transactions.