UNION BANK OF INDIA IFSC Code – THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD, KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD |
| IFSC Code | UBIN0DCBEDC |
| MICR Code | NA |
| Address | HEAD OFFICE KAKKANAD KOCHI 682030 KERALA |
| City | KOCHI |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0DCBEDC
The IFSC code UBIN0DCBEDC uniquely identifies the THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD branch of UNION BANK OF INDIA located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0DCBEDC
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (DCBEDC) – Unique branch identifier for THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD
How to Use IFSC Code UBIN0DCBEDC
To transfer money to any account at UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD branch, you will need to provide the IFSC code UBIN0DCBEDC along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD Branch
UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD is a branch of UNION BANK OF INDIA located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
HEAD OFFICE KAKKANAD KOCHI 682030 KERALA, KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD?
The IFSC code of UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD branch in KOCHI is UBIN0DCBEDC.
What is the MICR code of UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD?
The MICR code of UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD branch is NA.
What is the address of UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD?
UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD branch is located at HEAD OFFICE KAKKANAD KOCHI 682030 KERALA.
Does UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD support NEFT/RTGS/IMPS?
UNION BANK OF INDIA THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD branch supports NEFT, RTGS, IMPS, and UPI transactions.