UNION BANK OF INDIA IFSC Code – KANIKA CHHAK, CUTTACK
Complete bank details including IFSC code, MICR code, address and payment facilities for KANIKA CHHAK branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | KANIKA CHHAK |
| IFSC Code | UBIN0574791 |
| MICR Code | NA |
| Address | KANIKA PALACE1ST FLR RELIANCE PALACE CUTTACK ORISSA PINCODE753008 |
| City | CUTTACK |
| State | ODISHA |
| Contact | 9439932532 |
Payment Facilities
About IFSC Code UBIN0574791
The IFSC code UBIN0574791 uniquely identifies the KANIKA CHHAK branch of UNION BANK OF INDIA located in CUTTACK, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0574791
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (574791) – Unique branch identifier for KANIKA CHHAK
How to Use IFSC Code UBIN0574791
To transfer money to any account at UNION BANK OF INDIA KANIKA CHHAK branch, you will need to provide the IFSC code UBIN0574791 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KANIKA CHHAK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA KANIKA CHHAK Branch
UNION BANK OF INDIA KANIKA CHHAK is a branch of UNION BANK OF INDIA located in CUTTACK, ODISHA. The branch provides comprehensive banking services to customers in CUTTACK and surrounding areas.
Branch Address
KANIKA PALACE1ST FLR RELIANCE PALACE CUTTACK ORISSA PINCODE753008, CUTTACK, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA KANIKA CHHAK?
The IFSC code of UNION BANK OF INDIA KANIKA CHHAK branch in CUTTACK is UBIN0574791.
What is the MICR code of UNION BANK OF INDIA KANIKA CHHAK?
The MICR code of UNION BANK OF INDIA KANIKA CHHAK branch is NA.
What is the address of UNION BANK OF INDIA KANIKA CHHAK?
UNION BANK OF INDIA KANIKA CHHAK branch is located at KANIKA PALACE1ST FLR RELIANCE PALACE CUTTACK ORISSA PINCODE753008.
Does UNION BANK OF INDIA KANIKA CHHAK support NEFT/RTGS/IMPS?
UNION BANK OF INDIA KANIKA CHHAK branch supports NEFT, RTGS, IMPS, and UPI transactions.