UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – ARERAJ, EAST CHAMPARAN

Complete bank details including IFSC code, MICR code, address and payment facilities for ARERAJ branch.

IFSC Code
UBIN0574490

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameARERAJ
IFSC CodeUBIN0574490
MICR CodeNA
AddressARERAJ BRANCHARERAJ CHOWKPOARERAJ EAST CHAMPARAN BIHAR PINCODE845411
CityEAST CHAMPARAN
StateBIHAR
Contact8888888888

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0574490

The IFSC code UBIN0574490 uniquely identifies the ARERAJ branch of UNION BANK OF INDIA located in EAST CHAMPARAN, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0574490

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (574490) – Unique branch identifier for ARERAJ

How to Use IFSC Code UBIN0574490

To transfer money to any account at UNION BANK OF INDIA ARERAJ branch, you will need to provide the IFSC code UBIN0574490 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ARERAJ

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA ARERAJ Branch

UNION BANK OF INDIA ARERAJ is a branch of UNION BANK OF INDIA located in EAST CHAMPARAN, BIHAR. The branch provides comprehensive banking services to customers in EAST CHAMPARAN and surrounding areas.

Branch Address

ARERAJ BRANCHARERAJ CHOWKPOARERAJ EAST CHAMPARAN BIHAR PINCODE845411, EAST CHAMPARAN, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA ARERAJ?

The IFSC code of UNION BANK OF INDIA ARERAJ branch in EAST CHAMPARAN is UBIN0574490.

What is the MICR code of UNION BANK OF INDIA ARERAJ?

The MICR code of UNION BANK OF INDIA ARERAJ branch is NA.

What is the address of UNION BANK OF INDIA ARERAJ?

UNION BANK OF INDIA ARERAJ branch is located at ARERAJ BRANCHARERAJ CHOWKPOARERAJ EAST CHAMPARAN BIHAR PINCODE845411.

Does UNION BANK OF INDIA ARERAJ support NEFT/RTGS/IMPS?

UNION BANK OF INDIA ARERAJ branch supports NEFT, RTGS, IMPS, and UPI transactions.