UNION BANK OF INDIA IFSC Code – KOLENCHERY, ERNAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KOLENCHERY branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | KOLENCHERY |
| IFSC Code | UBIN0574104 |
| MICR Code | NA |
| Address | ST PETERS COLLEGE TRUST BLDGKOLENCHERY ERNAKULAM KERALA PINCODE682311 |
| City | ERNAKULAM |
| State | KERALA |
| Contact | 9746246486 |
Payment Facilities
About IFSC Code UBIN0574104
The IFSC code UBIN0574104 uniquely identifies the KOLENCHERY branch of UNION BANK OF INDIA located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0574104
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (574104) – Unique branch identifier for KOLENCHERY
How to Use IFSC Code UBIN0574104
To transfer money to any account at UNION BANK OF INDIA KOLENCHERY branch, you will need to provide the IFSC code UBIN0574104 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOLENCHERY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA KOLENCHERY Branch
UNION BANK OF INDIA KOLENCHERY is a branch of UNION BANK OF INDIA located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.
Branch Address
ST PETERS COLLEGE TRUST BLDGKOLENCHERY ERNAKULAM KERALA PINCODE682311, ERNAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA KOLENCHERY?
The IFSC code of UNION BANK OF INDIA KOLENCHERY branch in ERNAKULAM is UBIN0574104.
What is the MICR code of UNION BANK OF INDIA KOLENCHERY?
The MICR code of UNION BANK OF INDIA KOLENCHERY branch is NA.
What is the address of UNION BANK OF INDIA KOLENCHERY?
UNION BANK OF INDIA KOLENCHERY branch is located at ST PETERS COLLEGE TRUST BLDGKOLENCHERY ERNAKULAM KERALA PINCODE682311.
Does UNION BANK OF INDIA KOLENCHERY support NEFT/RTGS/IMPS?
UNION BANK OF INDIA KOLENCHERY branch supports NEFT, RTGS, IMPS, and UPI transactions.