UNION BANK OF INDIA IFSC Code – RATU ROAD BRANCH, RANCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATU ROAD BRANCH branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | RATU ROAD BRANCH |
| IFSC Code | UBIN0572870 |
| MICR Code | NA |
| Address | CHABI PLAZAPISKA MORE OPP LAKDI TAALRATU RD RANCHI JHARKHAND PINCODE 834005 |
| City | RANCHI |
| State | JHARKHAND |
| Contact | 8407004191 |
Payment Facilities
About IFSC Code UBIN0572870
The IFSC code UBIN0572870 uniquely identifies the RATU ROAD BRANCH branch of UNION BANK OF INDIA located in RANCHI, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0572870
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (572870) – Unique branch identifier for RATU ROAD BRANCH
How to Use IFSC Code UBIN0572870
To transfer money to any account at UNION BANK OF INDIA RATU ROAD BRANCH branch, you will need to provide the IFSC code UBIN0572870 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATU ROAD BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA RATU ROAD BRANCH Branch
UNION BANK OF INDIA RATU ROAD BRANCH is a branch of UNION BANK OF INDIA located in RANCHI, JHARKHAND. The branch provides comprehensive banking services to customers in RANCHI and surrounding areas.
Branch Address
CHABI PLAZAPISKA MORE OPP LAKDI TAALRATU RD RANCHI JHARKHAND PINCODE 834005, RANCHI, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA RATU ROAD BRANCH?
The IFSC code of UNION BANK OF INDIA RATU ROAD BRANCH branch in RANCHI is UBIN0572870.
What is the MICR code of UNION BANK OF INDIA RATU ROAD BRANCH?
The MICR code of UNION BANK OF INDIA RATU ROAD BRANCH branch is NA.
What is the address of UNION BANK OF INDIA RATU ROAD BRANCH?
UNION BANK OF INDIA RATU ROAD BRANCH branch is located at CHABI PLAZAPISKA MORE OPP LAKDI TAALRATU RD RANCHI JHARKHAND PINCODE 834005.
Does UNION BANK OF INDIA RATU ROAD BRANCH support NEFT/RTGS/IMPS?
UNION BANK OF INDIA RATU ROAD BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.