UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – R O KOTTAYAM, KOTTAYAM

Complete bank details including IFSC code, MICR code, address and payment facilities for R O KOTTAYAM branch.

IFSC Code
UBIN0567281

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameR O KOTTAYAM
IFSC CodeUBIN0567281
MICR CodeNA
AddressBUILD NO 13 575C ZAC COMPLEX KODIMATHA KOTTAYAM KERALA 686001
CityKOTTAYAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0567281

The IFSC code UBIN0567281 uniquely identifies the R O KOTTAYAM branch of UNION BANK OF INDIA located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0567281

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (567281) – Unique branch identifier for R O KOTTAYAM

How to Use IFSC Code UBIN0567281

To transfer money to any account at UNION BANK OF INDIA R O KOTTAYAM branch, you will need to provide the IFSC code UBIN0567281 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at R O KOTTAYAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA R O KOTTAYAM Branch

UNION BANK OF INDIA R O KOTTAYAM is a branch of UNION BANK OF INDIA located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.

Branch Address

BUILD NO 13 575C ZAC COMPLEX KODIMATHA KOTTAYAM KERALA 686001, KOTTAYAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA R O KOTTAYAM?

The IFSC code of UNION BANK OF INDIA R O KOTTAYAM branch in KOTTAYAM is UBIN0567281.

What is the MICR code of UNION BANK OF INDIA R O KOTTAYAM?

The MICR code of UNION BANK OF INDIA R O KOTTAYAM branch is NA.

What is the address of UNION BANK OF INDIA R O KOTTAYAM?

UNION BANK OF INDIA R O KOTTAYAM branch is located at BUILD NO 13 575C ZAC COMPLEX KODIMATHA KOTTAYAM KERALA 686001.

Does UNION BANK OF INDIA R O KOTTAYAM support NEFT/RTGS/IMPS?

UNION BANK OF INDIA R O KOTTAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.