UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – BEGOWAL, BEGOWAL

Complete bank details including IFSC code, MICR code, address and payment facilities for BEGOWAL branch.

IFSC Code
UBIN0565041

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameBEGOWAL
IFSC CodeUBIN0565041
MICR Code144026987
AddressOPP BHADAS CHOWK BEGOWAL BHOLATH CITY BEGOWAL DISTT KAPURTHALA144621PUNJAB
CityBEGOWAL
DistrictKAPURTHALA
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0565041

The IFSC code UBIN0565041 uniquely identifies the BEGOWAL branch of UNION BANK OF INDIA located in BEGOWAL, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0565041

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (565041) – Unique branch identifier for BEGOWAL

How to Use IFSC Code UBIN0565041

To transfer money to any account at UNION BANK OF INDIA BEGOWAL branch, you will need to provide the IFSC code UBIN0565041 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BEGOWAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA BEGOWAL Branch

UNION BANK OF INDIA BEGOWAL is a branch of UNION BANK OF INDIA located in BEGOWAL, PUNJAB. The branch provides comprehensive banking services to customers in BEGOWAL and surrounding areas.

Branch Address

OPP BHADAS CHOWK BEGOWAL BHOLATH CITY BEGOWAL DISTT KAPURTHALA144621PUNJAB, BEGOWAL, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144026987. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA BEGOWAL?

The IFSC code of UNION BANK OF INDIA BEGOWAL branch in BEGOWAL is UBIN0565041.

What is the MICR code of UNION BANK OF INDIA BEGOWAL?

The MICR code of UNION BANK OF INDIA BEGOWAL branch is 144026987.

What is the address of UNION BANK OF INDIA BEGOWAL?

UNION BANK OF INDIA BEGOWAL branch is located at OPP BHADAS CHOWK BEGOWAL BHOLATH CITY BEGOWAL DISTT KAPURTHALA144621PUNJAB.

Does UNION BANK OF INDIA BEGOWAL support NEFT/RTGS/IMPS?

UNION BANK OF INDIA BEGOWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.