UNION BANK OF INDIA IFSC Code – PONKUNNAM, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for PONKUNNAM branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | PONKUNNAM |
| IFSC Code | UBIN0562211 |
| MICR Code | NA |
| Address | VATTAKKATTU BUILDING KVMS JUNCTION NH 220 |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0562211
The IFSC code UBIN0562211 uniquely identifies the PONKUNNAM branch of UNION BANK OF INDIA located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0562211
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (562211) – Unique branch identifier for PONKUNNAM
How to Use IFSC Code UBIN0562211
To transfer money to any account at UNION BANK OF INDIA PONKUNNAM branch, you will need to provide the IFSC code UBIN0562211 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PONKUNNAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA PONKUNNAM Branch
UNION BANK OF INDIA PONKUNNAM is a branch of UNION BANK OF INDIA located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
VATTAKKATTU BUILDING KVMS JUNCTION NH 220, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA PONKUNNAM?
The IFSC code of UNION BANK OF INDIA PONKUNNAM branch in KOTTAYAM is UBIN0562211.
What is the MICR code of UNION BANK OF INDIA PONKUNNAM?
The MICR code of UNION BANK OF INDIA PONKUNNAM branch is NA.
What is the address of UNION BANK OF INDIA PONKUNNAM?
UNION BANK OF INDIA PONKUNNAM branch is located at VATTAKKATTU BUILDING KVMS JUNCTION NH 220.
Does UNION BANK OF INDIA PONKUNNAM support NEFT/RTGS/IMPS?
UNION BANK OF INDIA PONKUNNAM branch supports NEFT, RTGS, IMPS, and UPI transactions.