UNION BANK OF INDIA IFSC Code – VYAPAR VIHAR BILASPUR, BILASPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for VYAPAR VIHAR BILASPUR branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | VYAPAR VIHAR BILASPUR |
| IFSC Code | UBIN0561975 |
| MICR Code | 495026003 |
| Address | VIKRAM COMLEX MAIN ROAD VYAPAR VIHAR BILASPUR CHHATISGARH 495001 |
| City | BILASPUR |
| State | CHANDIGARH |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0561975
The IFSC code UBIN0561975 uniquely identifies the VYAPAR VIHAR BILASPUR branch of UNION BANK OF INDIA located in BILASPUR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0561975
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (561975) – Unique branch identifier for VYAPAR VIHAR BILASPUR
How to Use IFSC Code UBIN0561975
To transfer money to any account at UNION BANK OF INDIA VYAPAR VIHAR BILASPUR branch, you will need to provide the IFSC code UBIN0561975 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VYAPAR VIHAR BILASPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA VYAPAR VIHAR BILASPUR Branch
UNION BANK OF INDIA VYAPAR VIHAR BILASPUR is a branch of UNION BANK OF INDIA located in BILASPUR, CHANDIGARH. The branch provides comprehensive banking services to customers in BILASPUR and surrounding areas.
Branch Address
VIKRAM COMLEX MAIN ROAD VYAPAR VIHAR BILASPUR CHHATISGARH 495001, BILASPUR, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 495026003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA VYAPAR VIHAR BILASPUR?
The IFSC code of UNION BANK OF INDIA VYAPAR VIHAR BILASPUR branch in BILASPUR is UBIN0561975.
What is the MICR code of UNION BANK OF INDIA VYAPAR VIHAR BILASPUR?
The MICR code of UNION BANK OF INDIA VYAPAR VIHAR BILASPUR branch is 495026003.
What is the address of UNION BANK OF INDIA VYAPAR VIHAR BILASPUR?
UNION BANK OF INDIA VYAPAR VIHAR BILASPUR branch is located at VIKRAM COMLEX MAIN ROAD VYAPAR VIHAR BILASPUR CHHATISGARH 495001.
Does UNION BANK OF INDIA VYAPAR VIHAR BILASPUR support NEFT/RTGS/IMPS?
UNION BANK OF INDIA VYAPAR VIHAR BILASPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.