UNION BANK OF INDIA IFSC Code – LILY CHOWK, RAIPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for LILY CHOWK branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | LILY CHOWK |
| IFSC Code | UBIN0561941 |
| MICR Code | 492026010 |
| Address | HOUSE NO 427 428 LILY CHOWK PURANI BASTI WARD NO 49 RAIPUR 492001 |
| City | RAIPUR |
| State | CHANDIGARH |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0561941
The IFSC code UBIN0561941 uniquely identifies the LILY CHOWK branch of UNION BANK OF INDIA located in RAIPUR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0561941
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (561941) – Unique branch identifier for LILY CHOWK
How to Use IFSC Code UBIN0561941
To transfer money to any account at UNION BANK OF INDIA LILY CHOWK branch, you will need to provide the IFSC code UBIN0561941 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LILY CHOWK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA LILY CHOWK Branch
UNION BANK OF INDIA LILY CHOWK is a branch of UNION BANK OF INDIA located in RAIPUR, CHANDIGARH. The branch provides comprehensive banking services to customers in RAIPUR and surrounding areas.
Branch Address
HOUSE NO 427 428 LILY CHOWK PURANI BASTI WARD NO 49 RAIPUR 492001, RAIPUR, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 492026010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA LILY CHOWK?
The IFSC code of UNION BANK OF INDIA LILY CHOWK branch in RAIPUR is UBIN0561941.
What is the MICR code of UNION BANK OF INDIA LILY CHOWK?
The MICR code of UNION BANK OF INDIA LILY CHOWK branch is 492026010.
What is the address of UNION BANK OF INDIA LILY CHOWK?
UNION BANK OF INDIA LILY CHOWK branch is located at HOUSE NO 427 428 LILY CHOWK PURANI BASTI WARD NO 49 RAIPUR 492001.
Does UNION BANK OF INDIA LILY CHOWK support NEFT/RTGS/IMPS?
UNION BANK OF INDIA LILY CHOWK branch supports NEFT, RTGS, IMPS, and UPI transactions.