UNION BANK OF INDIA IFSC Code – PHILLAUR, JALANDHAR
Complete bank details including IFSC code, MICR code, address and payment facilities for PHILLAUR branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | PHILLAUR |
| IFSC Code | UBIN0561525 |
| MICR Code | NA |
| Address | NEAR GURU NANAK DHARAM KANDA TALWAN ROAD |
| City | JALANDHAR |
| District | PHILLAUR |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0561525
The IFSC code UBIN0561525 uniquely identifies the PHILLAUR branch of UNION BANK OF INDIA located in JALANDHAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0561525
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (561525) – Unique branch identifier for PHILLAUR
How to Use IFSC Code UBIN0561525
To transfer money to any account at UNION BANK OF INDIA PHILLAUR branch, you will need to provide the IFSC code UBIN0561525 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHILLAUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA PHILLAUR Branch
UNION BANK OF INDIA PHILLAUR is a branch of UNION BANK OF INDIA located in JALANDHAR, PUNJAB. The branch provides comprehensive banking services to customers in JALANDHAR and surrounding areas.
Branch Address
NEAR GURU NANAK DHARAM KANDA TALWAN ROAD, JALANDHAR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA PHILLAUR?
The IFSC code of UNION BANK OF INDIA PHILLAUR branch in JALANDHAR is UBIN0561525.
What is the MICR code of UNION BANK OF INDIA PHILLAUR?
The MICR code of UNION BANK OF INDIA PHILLAUR branch is NA.
What is the address of UNION BANK OF INDIA PHILLAUR?
UNION BANK OF INDIA PHILLAUR branch is located at NEAR GURU NANAK DHARAM KANDA TALWAN ROAD.
Does UNION BANK OF INDIA PHILLAUR support NEFT/RTGS/IMPS?
UNION BANK OF INDIA PHILLAUR branch supports NEFT, RTGS, IMPS, and UPI transactions.