UNION BANK OF INDIA IFSC Code – CITY LIGHT SURAT, SURAT
Complete bank details including IFSC code, MICR code, address and payment facilities for CITY LIGHT SURAT branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | CITY LIGHT SURAT |
| IFSC Code | UBIN0561061 |
| MICR Code | 395026018 |
| Address | SHOP NO UG BY 1 BHAGWATI ASHISH COMPLEX CITY LIGHT ROAD |
| City | SURAT |
| State | GUJARAT |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0561061
The IFSC code UBIN0561061 uniquely identifies the CITY LIGHT SURAT branch of UNION BANK OF INDIA located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0561061
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (561061) – Unique branch identifier for CITY LIGHT SURAT
How to Use IFSC Code UBIN0561061
To transfer money to any account at UNION BANK OF INDIA CITY LIGHT SURAT branch, you will need to provide the IFSC code UBIN0561061 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CITY LIGHT SURAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA CITY LIGHT SURAT Branch
UNION BANK OF INDIA CITY LIGHT SURAT is a branch of UNION BANK OF INDIA located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.
Branch Address
SHOP NO UG BY 1 BHAGWATI ASHISH COMPLEX CITY LIGHT ROAD, SURAT, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 395026018. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA CITY LIGHT SURAT?
The IFSC code of UNION BANK OF INDIA CITY LIGHT SURAT branch in SURAT is UBIN0561061.
What is the MICR code of UNION BANK OF INDIA CITY LIGHT SURAT?
The MICR code of UNION BANK OF INDIA CITY LIGHT SURAT branch is 395026018.
What is the address of UNION BANK OF INDIA CITY LIGHT SURAT?
UNION BANK OF INDIA CITY LIGHT SURAT branch is located at SHOP NO UG BY 1 BHAGWATI ASHISH COMPLEX CITY LIGHT ROAD.
Does UNION BANK OF INDIA CITY LIGHT SURAT support NEFT/RTGS/IMPS?
UNION BANK OF INDIA CITY LIGHT SURAT branch supports NEFT, RTGS, IMPS, and UPI transactions.