UNION BANK OF INDIA IFSC Code – BASISTHA ROAD, GUWAHATI
Complete bank details including IFSC code, MICR code, address and payment facilities for BASISTHA ROAD branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | BASISTHA ROAD |
| IFSC Code | UBIN0559601 |
| MICR Code | 781026010 |
| Address | NEAR DISPUR TELEPHONE EXCHANGE, PO ASSAM SACHIVALAYA,DISPUR |
| City | GUWAHATI |
| District | KAMRUP |
| State | ASSAM |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0559601
The IFSC code UBIN0559601 uniquely identifies the BASISTHA ROAD branch of UNION BANK OF INDIA located in GUWAHATI, ASSAM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0559601
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (559601) – Unique branch identifier for BASISTHA ROAD
How to Use IFSC Code UBIN0559601
To transfer money to any account at UNION BANK OF INDIA BASISTHA ROAD branch, you will need to provide the IFSC code UBIN0559601 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BASISTHA ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA BASISTHA ROAD Branch
UNION BANK OF INDIA BASISTHA ROAD is a branch of UNION BANK OF INDIA located in GUWAHATI, ASSAM. The branch provides comprehensive banking services to customers in GUWAHATI and surrounding areas.
Branch Address
NEAR DISPUR TELEPHONE EXCHANGE, PO ASSAM SACHIVALAYA,DISPUR, GUWAHATI, ASSAM
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 781026010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA BASISTHA ROAD?
The IFSC code of UNION BANK OF INDIA BASISTHA ROAD branch in GUWAHATI is UBIN0559601.
What is the MICR code of UNION BANK OF INDIA BASISTHA ROAD?
The MICR code of UNION BANK OF INDIA BASISTHA ROAD branch is 781026010.
What is the address of UNION BANK OF INDIA BASISTHA ROAD?
UNION BANK OF INDIA BASISTHA ROAD branch is located at NEAR DISPUR TELEPHONE EXCHANGE, PO ASSAM SACHIVALAYA,DISPUR.
Does UNION BANK OF INDIA BASISTHA ROAD support NEFT/RTGS/IMPS?
UNION BANK OF INDIA BASISTHA ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.