UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – UNION LOAN POINT JALANDHAR, JALANDHAR

Complete bank details including IFSC code, MICR code, address and payment facilities for UNION LOAN POINT JALANDHAR branch.

IFSC Code
UBIN0558966

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameUNION LOAN POINT JALANDHAR
IFSC CodeUBIN0558966
MICR Code144026009
AddressFIRST FLOOR,12-PARAM MARKET,CIVIL LINES,OPP CIRCUIT HOUSE
CityJALANDHAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0558966

The IFSC code UBIN0558966 uniquely identifies the UNION LOAN POINT JALANDHAR branch of UNION BANK OF INDIA located in JALANDHAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0558966

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (558966) – Unique branch identifier for UNION LOAN POINT JALANDHAR

How to Use IFSC Code UBIN0558966

To transfer money to any account at UNION BANK OF INDIA UNION LOAN POINT JALANDHAR branch, you will need to provide the IFSC code UBIN0558966 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UNION LOAN POINT JALANDHAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA UNION LOAN POINT JALANDHAR Branch

UNION BANK OF INDIA UNION LOAN POINT JALANDHAR is a branch of UNION BANK OF INDIA located in JALANDHAR, PUNJAB. The branch provides comprehensive banking services to customers in JALANDHAR and surrounding areas.

Branch Address

FIRST FLOOR,12-PARAM MARKET,CIVIL LINES,OPP CIRCUIT HOUSE, JALANDHAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144026009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA UNION LOAN POINT JALANDHAR?

The IFSC code of UNION BANK OF INDIA UNION LOAN POINT JALANDHAR branch in JALANDHAR is UBIN0558966.

What is the MICR code of UNION BANK OF INDIA UNION LOAN POINT JALANDHAR?

The MICR code of UNION BANK OF INDIA UNION LOAN POINT JALANDHAR branch is 144026009.

What is the address of UNION BANK OF INDIA UNION LOAN POINT JALANDHAR?

UNION BANK OF INDIA UNION LOAN POINT JALANDHAR branch is located at FIRST FLOOR,12-PARAM MARKET,CIVIL LINES,OPP CIRCUIT HOUSE.

Does UNION BANK OF INDIA UNION LOAN POINT JALANDHAR support NEFT/RTGS/IMPS?

UNION BANK OF INDIA UNION LOAN POINT JALANDHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.