UNION BANK OF INDIA IFSC Code – CTI GUINDY, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for CTI GUINDY branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | CTI GUINDY |
| IFSC Code | UBIN0557048 |
| MICR Code | 600026040 |
| Address | CTI CAMPUSCTI GUINDY CHENNAITAMIL NADU 600032 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 22501212 |
Payment Facilities
About IFSC Code UBIN0557048
The IFSC code UBIN0557048 uniquely identifies the CTI GUINDY branch of UNION BANK OF INDIA located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0557048
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (557048) – Unique branch identifier for CTI GUINDY
How to Use IFSC Code UBIN0557048
To transfer money to any account at UNION BANK OF INDIA CTI GUINDY branch, you will need to provide the IFSC code UBIN0557048 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CTI GUINDY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA CTI GUINDY Branch
UNION BANK OF INDIA CTI GUINDY is a branch of UNION BANK OF INDIA located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
CTI CAMPUSCTI GUINDY CHENNAITAMIL NADU 600032, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600026040. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA CTI GUINDY?
The IFSC code of UNION BANK OF INDIA CTI GUINDY branch in CHENNAI is UBIN0557048.
What is the MICR code of UNION BANK OF INDIA CTI GUINDY?
The MICR code of UNION BANK OF INDIA CTI GUINDY branch is 600026040.
What is the address of UNION BANK OF INDIA CTI GUINDY?
UNION BANK OF INDIA CTI GUINDY branch is located at CTI CAMPUSCTI GUINDY CHENNAITAMIL NADU 600032.
Does UNION BANK OF INDIA CTI GUINDY support NEFT/RTGS/IMPS?
UNION BANK OF INDIA CTI GUINDY branch supports NEFT, RTGS, IMPS, and UPI transactions.