UNION BANK OF INDIA IFSC Code – R.O.LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for R.O.LUDHIANA branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | R.O.LUDHIANA |
| IFSC Code | UBIN0556068 |
| MICR Code | NA |
| Address | 41/1 WALIA COMPLEX, DUGRI ROAD LUDHIANA PUNJAB PIN-141003 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 161 |
Payment Facilities
About IFSC Code UBIN0556068
The IFSC code UBIN0556068 uniquely identifies the R.O.LUDHIANA branch of UNION BANK OF INDIA located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0556068
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (556068) – Unique branch identifier for R.O.LUDHIANA
How to Use IFSC Code UBIN0556068
To transfer money to any account at UNION BANK OF INDIA R.O.LUDHIANA branch, you will need to provide the IFSC code UBIN0556068 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at R.O.LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA R.O.LUDHIANA Branch
UNION BANK OF INDIA R.O.LUDHIANA is a branch of UNION BANK OF INDIA located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
41/1 WALIA COMPLEX, DUGRI ROAD LUDHIANA PUNJAB PIN-141003, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA R.O.LUDHIANA?
The IFSC code of UNION BANK OF INDIA R.O.LUDHIANA branch in LUDHIANA is UBIN0556068.
What is the MICR code of UNION BANK OF INDIA R.O.LUDHIANA?
The MICR code of UNION BANK OF INDIA R.O.LUDHIANA branch is NA.
What is the address of UNION BANK OF INDIA R.O.LUDHIANA?
UNION BANK OF INDIA R.O.LUDHIANA branch is located at 41/1 WALIA COMPLEX, DUGRI ROAD LUDHIANA PUNJAB PIN-141003.
Does UNION BANK OF INDIA R.O.LUDHIANA support NEFT/RTGS/IMPS?
UNION BANK OF INDIA R.O.LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.