UNION BANK OF INDIA IFSC Code – POONITHURA, ERNAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for POONITHURA branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | POONITHURA |
| IFSC Code | UBIN0555053 |
| MICR Code | 682026038 |
| Address | DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317. |
| City | ERNAKULAM |
| State | KERALA |
| Contact | 2707230 |
Payment Facilities
About IFSC Code UBIN0555053
The IFSC code UBIN0555053 uniquely identifies the POONITHURA branch of UNION BANK OF INDIA located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0555053
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (555053) – Unique branch identifier for POONITHURA
How to Use IFSC Code UBIN0555053
To transfer money to any account at UNION BANK OF INDIA POONITHURA branch, you will need to provide the IFSC code UBIN0555053 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at POONITHURA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA POONITHURA Branch
UNION BANK OF INDIA POONITHURA is a branch of UNION BANK OF INDIA located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.
Branch Address
DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317., ERNAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682026038. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA POONITHURA?
The IFSC code of UNION BANK OF INDIA POONITHURA branch in ERNAKULAM is UBIN0555053.
What is the MICR code of UNION BANK OF INDIA POONITHURA?
The MICR code of UNION BANK OF INDIA POONITHURA branch is 682026038.
What is the address of UNION BANK OF INDIA POONITHURA?
UNION BANK OF INDIA POONITHURA branch is located at DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317..
Does UNION BANK OF INDIA POONITHURA support NEFT/RTGS/IMPS?
UNION BANK OF INDIA POONITHURA branch supports NEFT, RTGS, IMPS, and UPI transactions.