UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – VARACHHA ROAD,SURAT, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for VARACHHA ROAD,SURAT branch.

IFSC Code
UBIN0554618

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameVARACHHA ROAD,SURAT
IFSC CodeUBIN0554618
MICR Code395026012
Address1,2,3,4 SHANTABA COMPLEX,DHOLI KUI NRTAXIL SOC,VARACHHA ROAD,SURAT.
CitySURAT
StateGUJARAT
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0554618

The IFSC code UBIN0554618 uniquely identifies the VARACHHA ROAD,SURAT branch of UNION BANK OF INDIA located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0554618

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (554618) – Unique branch identifier for VARACHHA ROAD,SURAT

How to Use IFSC Code UBIN0554618

To transfer money to any account at UNION BANK OF INDIA VARACHHA ROAD,SURAT branch, you will need to provide the IFSC code UBIN0554618 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VARACHHA ROAD,SURAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA VARACHHA ROAD,SURAT Branch

UNION BANK OF INDIA VARACHHA ROAD,SURAT is a branch of UNION BANK OF INDIA located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

1,2,3,4 SHANTABA COMPLEX,DHOLI KUI NRTAXIL SOC,VARACHHA ROAD,SURAT., SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395026012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA VARACHHA ROAD,SURAT?

The IFSC code of UNION BANK OF INDIA VARACHHA ROAD,SURAT branch in SURAT is UBIN0554618.

What is the MICR code of UNION BANK OF INDIA VARACHHA ROAD,SURAT?

The MICR code of UNION BANK OF INDIA VARACHHA ROAD,SURAT branch is 395026012.

What is the address of UNION BANK OF INDIA VARACHHA ROAD,SURAT?

UNION BANK OF INDIA VARACHHA ROAD,SURAT branch is located at 1,2,3,4 SHANTABA COMPLEX,DHOLI KUI NRTAXIL SOC,VARACHHA ROAD,SURAT..

Does UNION BANK OF INDIA VARACHHA ROAD,SURAT support NEFT/RTGS/IMPS?

UNION BANK OF INDIA VARACHHA ROAD,SURAT branch supports NEFT, RTGS, IMPS, and UPI transactions.