UNION BANK OF INDIA IFSC Code – RANCHI, RANCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for RANCHI branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | RANCHI |
| IFSC Code | UBIN0554464 |
| MICR Code | 834026001 |
| Address | KACHERI ROAD,RANCHI-834001 |
| City | RANCHI |
| State | JHARKHAND |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0554464
The IFSC code UBIN0554464 uniquely identifies the RANCHI branch of UNION BANK OF INDIA located in RANCHI, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0554464
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (554464) – Unique branch identifier for RANCHI
How to Use IFSC Code UBIN0554464
To transfer money to any account at UNION BANK OF INDIA RANCHI branch, you will need to provide the IFSC code UBIN0554464 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RANCHI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA RANCHI Branch
UNION BANK OF INDIA RANCHI is a branch of UNION BANK OF INDIA located in RANCHI, JHARKHAND. The branch provides comprehensive banking services to customers in RANCHI and surrounding areas.
Branch Address
KACHERI ROAD,RANCHI-834001, RANCHI, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 834026001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA RANCHI?
The IFSC code of UNION BANK OF INDIA RANCHI branch in RANCHI is UBIN0554464.
What is the MICR code of UNION BANK OF INDIA RANCHI?
The MICR code of UNION BANK OF INDIA RANCHI branch is 834026001.
What is the address of UNION BANK OF INDIA RANCHI?
UNION BANK OF INDIA RANCHI branch is located at KACHERI ROAD,RANCHI-834001.
Does UNION BANK OF INDIA RANCHI support NEFT/RTGS/IMPS?
UNION BANK OF INDIA RANCHI branch supports NEFT, RTGS, IMPS, and UPI transactions.