UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – RANJIT AVENUE - AMRITSAR, AMRITSAR

Complete bank details including IFSC code, MICR code, address and payment facilities for RANJIT AVENUE - AMRITSAR branch.

IFSC Code
UBIN0553981

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameRANJIT AVENUE - AMRITSAR
IFSC CodeUBIN0553981
MICR Code143026007
AddressSCO - 21, DISTRICT SHOPPING CENTRE,RANJIT AVENUE - AMRITSAR,PIN - 143 001, PUNJAB.
CityAMRITSAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0553981

The IFSC code UBIN0553981 uniquely identifies the RANJIT AVENUE - AMRITSAR branch of UNION BANK OF INDIA located in AMRITSAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0553981

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (553981) – Unique branch identifier for RANJIT AVENUE - AMRITSAR

How to Use IFSC Code UBIN0553981

To transfer money to any account at UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR branch, you will need to provide the IFSC code UBIN0553981 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RANJIT AVENUE - AMRITSAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR Branch

UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR is a branch of UNION BANK OF INDIA located in AMRITSAR, PUNJAB. The branch provides comprehensive banking services to customers in AMRITSAR and surrounding areas.

Branch Address

SCO - 21, DISTRICT SHOPPING CENTRE,RANJIT AVENUE - AMRITSAR,PIN - 143 001, PUNJAB., AMRITSAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 143026007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR?

The IFSC code of UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR branch in AMRITSAR is UBIN0553981.

What is the MICR code of UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR?

The MICR code of UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR branch is 143026007.

What is the address of UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR?

UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR branch is located at SCO - 21, DISTRICT SHOPPING CENTRE,RANJIT AVENUE - AMRITSAR,PIN - 143 001, PUNJAB..

Does UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR support NEFT/RTGS/IMPS?

UNION BANK OF INDIA RANJIT AVENUE - AMRITSAR branch supports NEFT, RTGS, IMPS, and UPI transactions.