UNION BANK OF INDIA IFSC Code – SERVICE BR. -LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for SERVICE BR. -LUDHIANA branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | SERVICE BR. -LUDHIANA |
| IFSC Code | UBIN0550817 |
| MICR Code | 141026001 |
| Address | 41/1, WALIA COMPLEXDUGRI ROAD |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0550817
The IFSC code UBIN0550817 uniquely identifies the SERVICE BR. -LUDHIANA branch of UNION BANK OF INDIA located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0550817
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (550817) – Unique branch identifier for SERVICE BR. -LUDHIANA
How to Use IFSC Code UBIN0550817
To transfer money to any account at UNION BANK OF INDIA SERVICE BR. -LUDHIANA branch, you will need to provide the IFSC code UBIN0550817 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SERVICE BR. -LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA SERVICE BR. -LUDHIANA Branch
UNION BANK OF INDIA SERVICE BR. -LUDHIANA is a branch of UNION BANK OF INDIA located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
41/1, WALIA COMPLEXDUGRI ROAD, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141026001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA SERVICE BR. -LUDHIANA?
The IFSC code of UNION BANK OF INDIA SERVICE BR. -LUDHIANA branch in LUDHIANA is UBIN0550817.
What is the MICR code of UNION BANK OF INDIA SERVICE BR. -LUDHIANA?
The MICR code of UNION BANK OF INDIA SERVICE BR. -LUDHIANA branch is 141026001.
What is the address of UNION BANK OF INDIA SERVICE BR. -LUDHIANA?
UNION BANK OF INDIA SERVICE BR. -LUDHIANA branch is located at 41/1, WALIA COMPLEXDUGRI ROAD.
Does UNION BANK OF INDIA SERVICE BR. -LUDHIANA support NEFT/RTGS/IMPS?
UNION BANK OF INDIA SERVICE BR. -LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.