UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – IFB RAIPUR, RAIPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for IFB RAIPUR branch.

IFSC Code
UBIN0550400

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameIFB RAIPUR
IFSC CodeUBIN0550400
MICR Code492026006
AddressMAHAVIR GAUSHALA COMPLEX,K. K. ROAD, MAUDHAPARA, CHHATISGARH
CityRAIPUR
StateCHANDIGARH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0550400

The IFSC code UBIN0550400 uniquely identifies the IFB RAIPUR branch of UNION BANK OF INDIA located in RAIPUR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0550400

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (550400) – Unique branch identifier for IFB RAIPUR

How to Use IFSC Code UBIN0550400

To transfer money to any account at UNION BANK OF INDIA IFB RAIPUR branch, you will need to provide the IFSC code UBIN0550400 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at IFB RAIPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA IFB RAIPUR Branch

UNION BANK OF INDIA IFB RAIPUR is a branch of UNION BANK OF INDIA located in RAIPUR, CHANDIGARH. The branch provides comprehensive banking services to customers in RAIPUR and surrounding areas.

Branch Address

MAHAVIR GAUSHALA COMPLEX,K. K. ROAD, MAUDHAPARA, CHHATISGARH, RAIPUR, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 492026006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA IFB RAIPUR?

The IFSC code of UNION BANK OF INDIA IFB RAIPUR branch in RAIPUR is UBIN0550400.

What is the MICR code of UNION BANK OF INDIA IFB RAIPUR?

The MICR code of UNION BANK OF INDIA IFB RAIPUR branch is 492026006.

What is the address of UNION BANK OF INDIA IFB RAIPUR?

UNION BANK OF INDIA IFB RAIPUR branch is located at MAHAVIR GAUSHALA COMPLEX,K. K. ROAD, MAUDHAPARA, CHHATISGARH.

Does UNION BANK OF INDIA IFB RAIPUR support NEFT/RTGS/IMPS?

UNION BANK OF INDIA IFB RAIPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.