UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – CHILAKAPADU, CHILAKAPADU

Complete bank details including IFSC code, MICR code, address and payment facilities for CHILAKAPADU branch.

IFSC Code
UBIN0544451

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameCHILAKAPADU
IFSC CodeUBIN0544451
MICR Code523026683
AddressAT POST CHILAKAPADU SANTHNUTHALPADU DIST. PRAKASAM ANDHRA PRADESH PIN 523225
CityCHILAKAPADU
DistrictPRAKASAM
StateANDHRA PRADESH
Contact254363

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0544451

The IFSC code UBIN0544451 uniquely identifies the CHILAKAPADU branch of UNION BANK OF INDIA located in CHILAKAPADU, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0544451

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (544451) – Unique branch identifier for CHILAKAPADU

How to Use IFSC Code UBIN0544451

To transfer money to any account at UNION BANK OF INDIA CHILAKAPADU branch, you will need to provide the IFSC code UBIN0544451 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHILAKAPADU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA CHILAKAPADU Branch

UNION BANK OF INDIA CHILAKAPADU is a branch of UNION BANK OF INDIA located in CHILAKAPADU, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in CHILAKAPADU and surrounding areas.

Branch Address

AT POST CHILAKAPADU SANTHNUTHALPADU DIST. PRAKASAM ANDHRA PRADESH PIN 523225, CHILAKAPADU, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 523026683. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA CHILAKAPADU?

The IFSC code of UNION BANK OF INDIA CHILAKAPADU branch in CHILAKAPADU is UBIN0544451.

What is the MICR code of UNION BANK OF INDIA CHILAKAPADU?

The MICR code of UNION BANK OF INDIA CHILAKAPADU branch is 523026683.

What is the address of UNION BANK OF INDIA CHILAKAPADU?

UNION BANK OF INDIA CHILAKAPADU branch is located at AT POST CHILAKAPADU SANTHNUTHALPADU DIST. PRAKASAM ANDHRA PRADESH PIN 523225.

Does UNION BANK OF INDIA CHILAKAPADU support NEFT/RTGS/IMPS?

UNION BANK OF INDIA CHILAKAPADU branch supports NEFT, RTGS, IMPS, and UPI transactions.