UNION BANK OF INDIA IFSC Code – KOTMI, KOTMI
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTMI branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | KOTMI |
| IFSC Code | UBIN0542091 |
| MICR Code | NA |
| Address | AT & POST KOTMI, VIA KHARASIA, BOLCK DABRA, DIST.JANJAGIR CHAMPA, CHHATISGARH, PIN - 495 692. |
| City | KOTMI |
| District | JANJGIR-CHAMPA |
| State | CHANDIGARH |
| Contact | 273232 |
Payment Facilities
About IFSC Code UBIN0542091
The IFSC code UBIN0542091 uniquely identifies the KOTMI branch of UNION BANK OF INDIA located in KOTMI, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0542091
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (542091) – Unique branch identifier for KOTMI
How to Use IFSC Code UBIN0542091
To transfer money to any account at UNION BANK OF INDIA KOTMI branch, you will need to provide the IFSC code UBIN0542091 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTMI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA KOTMI Branch
UNION BANK OF INDIA KOTMI is a branch of UNION BANK OF INDIA located in KOTMI, CHANDIGARH. The branch provides comprehensive banking services to customers in KOTMI and surrounding areas.
Branch Address
AT & POST KOTMI, VIA KHARASIA, BOLCK DABRA, DIST.JANJAGIR CHAMPA, CHHATISGARH, PIN - 495 692., KOTMI, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA KOTMI?
The IFSC code of UNION BANK OF INDIA KOTMI branch in KOTMI is UBIN0542091.
What is the MICR code of UNION BANK OF INDIA KOTMI?
The MICR code of UNION BANK OF INDIA KOTMI branch is NA.
What is the address of UNION BANK OF INDIA KOTMI?
UNION BANK OF INDIA KOTMI branch is located at AT & POST KOTMI, VIA KHARASIA, BOLCK DABRA, DIST.JANJAGIR CHAMPA, CHHATISGARH, PIN - 495 692..
Does UNION BANK OF INDIA KOTMI support NEFT/RTGS/IMPS?
UNION BANK OF INDIA KOTMI branch supports NEFT, RTGS, IMPS, and UPI transactions.