UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – R.O.BARODA, BARODA

Complete bank details including IFSC code, MICR code, address and payment facilities for R.O.BARODA branch.

IFSC Code
UBIN0540978

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameR.O.BARODA
IFSC CodeUBIN0540978
MICR CodeNA
Address2ND FLOOR,OPP. M.S UNI STATION ROAD BARODA GUJARAT PIN-390005
CityBARODA
StateGUJARAT
Contact2225286

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0540978

The IFSC code UBIN0540978 uniquely identifies the R.O.BARODA branch of UNION BANK OF INDIA located in BARODA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0540978

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (540978) – Unique branch identifier for R.O.BARODA

How to Use IFSC Code UBIN0540978

To transfer money to any account at UNION BANK OF INDIA R.O.BARODA branch, you will need to provide the IFSC code UBIN0540978 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at R.O.BARODA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA R.O.BARODA Branch

UNION BANK OF INDIA R.O.BARODA is a branch of UNION BANK OF INDIA located in BARODA, GUJARAT. The branch provides comprehensive banking services to customers in BARODA and surrounding areas.

Branch Address

2ND FLOOR,OPP. M.S UNI STATION ROAD BARODA GUJARAT PIN-390005, BARODA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA R.O.BARODA?

The IFSC code of UNION BANK OF INDIA R.O.BARODA branch in BARODA is UBIN0540978.

What is the MICR code of UNION BANK OF INDIA R.O.BARODA?

The MICR code of UNION BANK OF INDIA R.O.BARODA branch is NA.

What is the address of UNION BANK OF INDIA R.O.BARODA?

UNION BANK OF INDIA R.O.BARODA branch is located at 2ND FLOOR,OPP. M.S UNI STATION ROAD BARODA GUJARAT PIN-390005.

Does UNION BANK OF INDIA R.O.BARODA support NEFT/RTGS/IMPS?

UNION BANK OF INDIA R.O.BARODA branch supports NEFT, RTGS, IMPS, and UPI transactions.