UNION BANK OF INDIA IFSC Code – AKHARA, AKHARA
Complete bank details including IFSC code, MICR code, address and payment facilities for AKHARA branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | AKHARA |
| IFSC Code | UBIN0540498 |
| MICR Code | NA |
| Address | V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026. |
| City | AKHARA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 228887 |
Payment Facilities
About IFSC Code UBIN0540498
The IFSC code UBIN0540498 uniquely identifies the AKHARA branch of UNION BANK OF INDIA located in AKHARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0540498
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (540498) – Unique branch identifier for AKHARA
How to Use IFSC Code UBIN0540498
To transfer money to any account at UNION BANK OF INDIA AKHARA branch, you will need to provide the IFSC code UBIN0540498 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at AKHARA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA AKHARA Branch
UNION BANK OF INDIA AKHARA is a branch of UNION BANK OF INDIA located in AKHARA, PUNJAB. The branch provides comprehensive banking services to customers in AKHARA and surrounding areas.
Branch Address
V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026., AKHARA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA AKHARA?
The IFSC code of UNION BANK OF INDIA AKHARA branch in AKHARA is UBIN0540498.
What is the MICR code of UNION BANK OF INDIA AKHARA?
The MICR code of UNION BANK OF INDIA AKHARA branch is NA.
What is the address of UNION BANK OF INDIA AKHARA?
UNION BANK OF INDIA AKHARA branch is located at V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026..
Does UNION BANK OF INDIA AKHARA support NEFT/RTGS/IMPS?
UNION BANK OF INDIA AKHARA branch supports NEFT, RTGS, IMPS, and UPI transactions.