UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – CHITTOOR[SOUTH]-DIST.ERNAKULAM, KOCHI

Complete bank details including IFSC code, MICR code, address and payment facilities for CHITTOOR[SOUTH]-DIST.ERNAKULAM branch.

IFSC Code
UBIN0535796

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameCHITTOOR[SOUTH]-DIST.ERNAKULAM
IFSC CodeUBIN0535796
MICR Code682026035
AddressHOUSE NO. 11/357C, STARWIN ESTATE,NEAR BOAT JETTY, SOUTH CHITTOOR,COCHIN, KERALA, PIN - 682 027.
CityKOCHI
DistrictERNAKULAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0535796

The IFSC code UBIN0535796 uniquely identifies the CHITTOOR[SOUTH]-DIST.ERNAKULAM branch of UNION BANK OF INDIA located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0535796

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (535796) – Unique branch identifier for CHITTOOR[SOUTH]-DIST.ERNAKULAM

How to Use IFSC Code UBIN0535796

To transfer money to any account at UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM branch, you will need to provide the IFSC code UBIN0535796 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHITTOOR[SOUTH]-DIST.ERNAKULAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM Branch

UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM is a branch of UNION BANK OF INDIA located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.

Branch Address

HOUSE NO. 11/357C, STARWIN ESTATE,NEAR BOAT JETTY, SOUTH CHITTOOR,COCHIN, KERALA, PIN - 682 027., KOCHI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682026035. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM?

The IFSC code of UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM branch in KOCHI is UBIN0535796.

What is the MICR code of UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM?

The MICR code of UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM branch is 682026035.

What is the address of UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM?

UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM branch is located at HOUSE NO. 11/357C, STARWIN ESTATE,NEAR BOAT JETTY, SOUTH CHITTOOR,COCHIN, KERALA, PIN - 682 027..

Does UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM support NEFT/RTGS/IMPS?

UNION BANK OF INDIA CHITTOOR[SOUTH]-DIST.ERNAKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.