UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – BHAGALPUR, BHAGALPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for BHAGALPUR branch.

IFSC Code
UBIN0534731

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameBHAGALPUR
IFSC CodeUBIN0534731
MICR Code812026002
AddressDR.RAJENDRA PRASAD ROAD KHALIFA BAGH DIST.BHAGALPUR BIHAR PIN 812002
CityBHAGALPUR
StateBIHAR
Contact2303038

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0534731

The IFSC code UBIN0534731 uniquely identifies the BHAGALPUR branch of UNION BANK OF INDIA located in BHAGALPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0534731

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (534731) – Unique branch identifier for BHAGALPUR

How to Use IFSC Code UBIN0534731

To transfer money to any account at UNION BANK OF INDIA BHAGALPUR branch, you will need to provide the IFSC code UBIN0534731 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BHAGALPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA BHAGALPUR Branch

UNION BANK OF INDIA BHAGALPUR is a branch of UNION BANK OF INDIA located in BHAGALPUR, BIHAR. The branch provides comprehensive banking services to customers in BHAGALPUR and surrounding areas.

Branch Address

DR.RAJENDRA PRASAD ROAD KHALIFA BAGH DIST.BHAGALPUR BIHAR PIN 812002, BHAGALPUR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 812026002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA BHAGALPUR?

The IFSC code of UNION BANK OF INDIA BHAGALPUR branch in BHAGALPUR is UBIN0534731.

What is the MICR code of UNION BANK OF INDIA BHAGALPUR?

The MICR code of UNION BANK OF INDIA BHAGALPUR branch is 812026002.

What is the address of UNION BANK OF INDIA BHAGALPUR?

UNION BANK OF INDIA BHAGALPUR branch is located at DR.RAJENDRA PRASAD ROAD KHALIFA BAGH DIST.BHAGALPUR BIHAR PIN 812002.

Does UNION BANK OF INDIA BHAGALPUR support NEFT/RTGS/IMPS?

UNION BANK OF INDIA BHAGALPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.