UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – WILLINGDON ISLAND - COCHIN, KOCHI

Complete bank details including IFSC code, MICR code, address and payment facilities for WILLINGDON ISLAND - COCHIN branch.

IFSC Code
UBIN0533734

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameWILLINGDON ISLAND - COCHIN
IFSC CodeUBIN0533734
MICR Code682026013
AddressP. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003.
CityKOCHI
DistrictERNAKULAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0533734

The IFSC code UBIN0533734 uniquely identifies the WILLINGDON ISLAND - COCHIN branch of UNION BANK OF INDIA located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0533734

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (533734) – Unique branch identifier for WILLINGDON ISLAND - COCHIN

How to Use IFSC Code UBIN0533734

To transfer money to any account at UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN branch, you will need to provide the IFSC code UBIN0533734 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at WILLINGDON ISLAND - COCHIN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN Branch

UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN is a branch of UNION BANK OF INDIA located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.

Branch Address

P. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003., KOCHI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682026013. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN?

The IFSC code of UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN branch in KOCHI is UBIN0533734.

What is the MICR code of UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN?

The MICR code of UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN branch is 682026013.

What is the address of UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN?

UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN branch is located at P. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003..

Does UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN support NEFT/RTGS/IMPS?

UNION BANK OF INDIA WILLINGDON ISLAND - COCHIN branch supports NEFT, RTGS, IMPS, and UPI transactions.