UNION BANK OF INDIA IFSC Code – GAYA, GAYA
Complete bank details including IFSC code, MICR code, address and payment facilities for GAYA branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | GAYA |
| IFSC Code | UBIN0530042 |
| MICR Code | NA |
| Address | DHAMITOLA, POST BOX NO.18,DIST. GAYA, BIHAR, PIN - 823 001. |
| City | GAYA |
| State | BIHAR |
| Contact | 2425526 |
Payment Facilities
About IFSC Code UBIN0530042
The IFSC code UBIN0530042 uniquely identifies the GAYA branch of UNION BANK OF INDIA located in GAYA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0530042
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (530042) – Unique branch identifier for GAYA
How to Use IFSC Code UBIN0530042
To transfer money to any account at UNION BANK OF INDIA GAYA branch, you will need to provide the IFSC code UBIN0530042 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GAYA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA GAYA Branch
UNION BANK OF INDIA GAYA is a branch of UNION BANK OF INDIA located in GAYA, BIHAR. The branch provides comprehensive banking services to customers in GAYA and surrounding areas.
Branch Address
DHAMITOLA, POST BOX NO.18,DIST. GAYA, BIHAR, PIN - 823 001., GAYA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA GAYA?
The IFSC code of UNION BANK OF INDIA GAYA branch in GAYA is UBIN0530042.
What is the MICR code of UNION BANK OF INDIA GAYA?
The MICR code of UNION BANK OF INDIA GAYA branch is NA.
What is the address of UNION BANK OF INDIA GAYA?
UNION BANK OF INDIA GAYA branch is located at DHAMITOLA, POST BOX NO.18,DIST. GAYA, BIHAR, PIN - 823 001..
Does UNION BANK OF INDIA GAYA support NEFT/RTGS/IMPS?
UNION BANK OF INDIA GAYA branch supports NEFT, RTGS, IMPS, and UPI transactions.