SARASWAT COOPERATIVE BANK LIMITED IFSC Code – SME PANAJI, PANAJI
Complete bank details including IFSC code, MICR code, address and payment facilities for SME PANAJI branch.
Bank Details
| Bank Name | SARASWAT COOPERATIVE BANK LIMITED |
| Branch Name | SME PANAJI |
| IFSC Code | SRCB0000282 |
| MICR Code | 403088007 |
| Address | TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001. |
| City | PANAJI |
| District | NORTH GOA |
| State | GOA |
| Contact | 2437021 |
Payment Facilities
About IFSC Code SRCB0000282
The IFSC code SRCB0000282 uniquely identifies the SME PANAJI branch of SARASWAT COOPERATIVE BANK LIMITED located in PANAJI, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SRCB0000282
- First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000282) – Unique branch identifier for SME PANAJI
How to Use IFSC Code SRCB0000282
To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED SME PANAJI branch, you will need to provide the IFSC code SRCB0000282 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SME PANAJI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SARASWAT COOPERATIVE BANK LIMITED SME PANAJI Branch
SARASWAT COOPERATIVE BANK LIMITED SME PANAJI is a branch of SARASWAT COOPERATIVE BANK LIMITED located in PANAJI, GOA. The branch provides comprehensive banking services to customers in PANAJI and surrounding areas.
Branch Address
TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001., PANAJI, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 403088007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED SME PANAJI?
The IFSC code of SARASWAT COOPERATIVE BANK LIMITED SME PANAJI branch in PANAJI is SRCB0000282.
What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED SME PANAJI?
The MICR code of SARASWAT COOPERATIVE BANK LIMITED SME PANAJI branch is 403088007.
What is the address of SARASWAT COOPERATIVE BANK LIMITED SME PANAJI?
SARASWAT COOPERATIVE BANK LIMITED SME PANAJI branch is located at TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001..
Does SARASWAT COOPERATIVE BANK LIMITED SME PANAJI support NEFT/RTGS/IMPS?
SARASWAT COOPERATIVE BANK LIMITED SME PANAJI branch supports NEFT, RTGS, IMPS, and UPI transactions.