SARASWAT COOPERATIVE BANK LIMITEDVerified Feb 2026

SARASWAT COOPERATIVE BANK LIMITED IFSC Code – CHIPLUN, CHIPLUN

Complete bank details including IFSC code, MICR code, address and payment facilities for CHIPLUN branch.

IFSC Code
SRCB0000129

Bank Details

Bank NameSARASWAT COOPERATIVE BANK LIMITED
Branch NameCHIPLUN
IFSC CodeSRCB0000129
MICR Code415088201
AddressJANARANG, OPP. CENTRAL S. T. STAND, BURUM TALI, CHIPLUN. TAL. CHIPLUN DIST. RATNAGIRI PIN. 415605.
CityCHIPLUN
DistrictRATNAGIRI
StateMAHARASHTRA
Contact257138

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SRCB0000129

The IFSC code SRCB0000129 uniquely identifies the CHIPLUN branch of SARASWAT COOPERATIVE BANK LIMITED located in CHIPLUN, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SRCB0000129

  • First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000129) – Unique branch identifier for CHIPLUN

How to Use IFSC Code SRCB0000129

To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED CHIPLUN branch, you will need to provide the IFSC code SRCB0000129 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHIPLUN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SARASWAT COOPERATIVE BANK LIMITED CHIPLUN Branch

SARASWAT COOPERATIVE BANK LIMITED CHIPLUN is a branch of SARASWAT COOPERATIVE BANK LIMITED located in CHIPLUN, MAHARASHTRA. The branch provides comprehensive banking services to customers in CHIPLUN and surrounding areas.

Branch Address

JANARANG, OPP. CENTRAL S. T. STAND, BURUM TALI, CHIPLUN. TAL. CHIPLUN DIST. RATNAGIRI PIN. 415605., CHIPLUN, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 415088201. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED CHIPLUN?

The IFSC code of SARASWAT COOPERATIVE BANK LIMITED CHIPLUN branch in CHIPLUN is SRCB0000129.

What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED CHIPLUN?

The MICR code of SARASWAT COOPERATIVE BANK LIMITED CHIPLUN branch is 415088201.

What is the address of SARASWAT COOPERATIVE BANK LIMITED CHIPLUN?

SARASWAT COOPERATIVE BANK LIMITED CHIPLUN branch is located at JANARANG, OPP. CENTRAL S. T. STAND, BURUM TALI, CHIPLUN. TAL. CHIPLUN DIST. RATNAGIRI PIN. 415605..

Does SARASWAT COOPERATIVE BANK LIMITED CHIPLUN support NEFT/RTGS/IMPS?

SARASWAT COOPERATIVE BANK LIMITED CHIPLUN branch supports NEFT, RTGS, IMPS, and UPI transactions.