SARASWAT COOPERATIVE BANK LIMITED IFSC Code – WALUJ, AURANGABAD
Complete bank details including IFSC code, MICR code, address and payment facilities for WALUJ branch.
Bank Details
| Bank Name | SARASWAT COOPERATIVE BANK LIMITED |
| Branch Name | WALUJ |
| IFSC Code | SRCB0000070 |
| MICR Code | 431088003 |
| Address | PLOT NO. X-23, WALUJ INDUSTRIAL AREA, NEAR HOTEL OASIS, WALUJ, DIST. AURANGABAD - 431 136. |
| City | AURANGABAD |
| State | MAHARASHTRA |
| Contact | 2243005 |
Payment Facilities
About IFSC Code SRCB0000070
The IFSC code SRCB0000070 uniquely identifies the WALUJ branch of SARASWAT COOPERATIVE BANK LIMITED located in AURANGABAD, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SRCB0000070
- First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000070) – Unique branch identifier for WALUJ
How to Use IFSC Code SRCB0000070
To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED WALUJ branch, you will need to provide the IFSC code SRCB0000070 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at WALUJ
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SARASWAT COOPERATIVE BANK LIMITED WALUJ Branch
SARASWAT COOPERATIVE BANK LIMITED WALUJ is a branch of SARASWAT COOPERATIVE BANK LIMITED located in AURANGABAD, MAHARASHTRA. The branch provides comprehensive banking services to customers in AURANGABAD and surrounding areas.
Branch Address
PLOT NO. X-23, WALUJ INDUSTRIAL AREA, NEAR HOTEL OASIS, WALUJ, DIST. AURANGABAD - 431 136., AURANGABAD, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 431088003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED WALUJ?
The IFSC code of SARASWAT COOPERATIVE BANK LIMITED WALUJ branch in AURANGABAD is SRCB0000070.
What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED WALUJ?
The MICR code of SARASWAT COOPERATIVE BANK LIMITED WALUJ branch is 431088003.
What is the address of SARASWAT COOPERATIVE BANK LIMITED WALUJ?
SARASWAT COOPERATIVE BANK LIMITED WALUJ branch is located at PLOT NO. X-23, WALUJ INDUSTRIAL AREA, NEAR HOTEL OASIS, WALUJ, DIST. AURANGABAD - 431 136..
Does SARASWAT COOPERATIVE BANK LIMITED WALUJ support NEFT/RTGS/IMPS?
SARASWAT COOPERATIVE BANK LIMITED WALUJ branch supports NEFT, RTGS, IMPS, and UPI transactions.