SARASWAT COOPERATIVE BANK LIMITEDVerified Feb 2026

SARASWAT COOPERATIVE BANK LIMITED IFSC Code – CHARKOP, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for CHARKOP branch.

IFSC Code
SRCB0000069

Bank Details

Bank NameSARASWAT COOPERATIVE BANK LIMITED
Branch NameCHARKOP
IFSC CodeSRCB0000069
MICR Code400088039
AddressCHARKOP KULUWASI C.H.S. LTD., PANCHVATI, RDP-8 / 212, CHARKOP, KANDIVLI (W), MUMBAI - 400 066.
CityMUMBAI
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact28690593

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SRCB0000069

The IFSC code SRCB0000069 uniquely identifies the CHARKOP branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SRCB0000069

  • First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000069) – Unique branch identifier for CHARKOP

How to Use IFSC Code SRCB0000069

To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED CHARKOP branch, you will need to provide the IFSC code SRCB0000069 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHARKOP

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SARASWAT COOPERATIVE BANK LIMITED CHARKOP Branch

SARASWAT COOPERATIVE BANK LIMITED CHARKOP is a branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

CHARKOP KULUWASI C.H.S. LTD., PANCHVATI, RDP-8 / 212, CHARKOP, KANDIVLI (W), MUMBAI - 400 066., MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400088039. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED CHARKOP?

The IFSC code of SARASWAT COOPERATIVE BANK LIMITED CHARKOP branch in MUMBAI is SRCB0000069.

What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED CHARKOP?

The MICR code of SARASWAT COOPERATIVE BANK LIMITED CHARKOP branch is 400088039.

What is the address of SARASWAT COOPERATIVE BANK LIMITED CHARKOP?

SARASWAT COOPERATIVE BANK LIMITED CHARKOP branch is located at CHARKOP KULUWASI C.H.S. LTD., PANCHVATI, RDP-8 / 212, CHARKOP, KANDIVLI (W), MUMBAI - 400 066..

Does SARASWAT COOPERATIVE BANK LIMITED CHARKOP support NEFT/RTGS/IMPS?

SARASWAT COOPERATIVE BANK LIMITED CHARKOP branch supports NEFT, RTGS, IMPS, and UPI transactions.