SARASWAT COOPERATIVE BANK LIMITED IFSC Code – BALLARD ESTATE, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for BALLARD ESTATE branch.
Bank Details
| Bank Name | SARASWAT COOPERATIVE BANK LIMITED |
| Branch Name | BALLARD ESTATE |
| IFSC Code | SRCB0000023 |
| MICR Code | 400088004 |
| Address | WAKEFIELD HOUSE, PLOT NO.16, SHIV SAGAR RAM GULAL MARG, BALLARD ESTATE, MUMBAI - 400001 |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 24671114 |
Payment Facilities
About IFSC Code SRCB0000023
The IFSC code SRCB0000023 uniquely identifies the BALLARD ESTATE branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SRCB0000023
- First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000023) – Unique branch identifier for BALLARD ESTATE
How to Use IFSC Code SRCB0000023
To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE branch, you will need to provide the IFSC code SRCB0000023 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BALLARD ESTATE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE Branch
SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE is a branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
WAKEFIELD HOUSE, PLOT NO.16, SHIV SAGAR RAM GULAL MARG, BALLARD ESTATE, MUMBAI - 400001, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400088004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE?
The IFSC code of SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE branch in MUMBAI is SRCB0000023.
What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE?
The MICR code of SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE branch is 400088004.
What is the address of SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE?
SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE branch is located at WAKEFIELD HOUSE, PLOT NO.16, SHIV SAGAR RAM GULAL MARG, BALLARD ESTATE, MUMBAI - 400001.
Does SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE support NEFT/RTGS/IMPS?
SARASWAT COOPERATIVE BANK LIMITED BALLARD ESTATE branch supports NEFT, RTGS, IMPS, and UPI transactions.