THE SURATH PEOPLES COOPERATIVE BANK LIMITEDVerified Feb 2026

THE SURATH PEOPLES COOPERATIVE BANK LIMITED IFSC Code – VARACHHA ROAD, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for VARACHHA ROAD branch.

IFSC Code
SPCB0251021

Bank Details

Bank NameTHE SURATH PEOPLES COOPERATIVE BANK LIMITED
Branch NameVARACHHA ROAD
IFSC CodeSPCB0251021
MICR Code395251021
AddressSHANTABA COMPLEX, BESIDE TAPSHIL SOCITEY, VARACHHA MAIN ROAD, SURAT-395006
CitySURAT
StateGUJARAT
Contact2612555006

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SPCB0251021

The IFSC code SPCB0251021 uniquely identifies the VARACHHA ROAD branch of THE SURATH PEOPLES COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SPCB0251021

  • First 4 characters (SPCB) – Represents THE SURATH PEOPLES COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (251021) – Unique branch identifier for VARACHHA ROAD

How to Use IFSC Code SPCB0251021

To transfer money to any account at THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD branch, you will need to provide the IFSC code SPCB0251021 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VARACHHA ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD Branch

THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD is a branch of THE SURATH PEOPLES COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

SHANTABA COMPLEX, BESIDE TAPSHIL SOCITEY, VARACHHA MAIN ROAD, SURAT-395006, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395251021. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD?

The IFSC code of THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD branch in SURAT is SPCB0251021.

What is the MICR code of THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD?

The MICR code of THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD branch is 395251021.

What is the address of THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD?

THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD branch is located at SHANTABA COMPLEX, BESIDE TAPSHIL SOCITEY, VARACHHA MAIN ROAD, SURAT-395006.

Does THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD support NEFT/RTGS/IMPS?

THE SURATH PEOPLES COOPERATIVE BANK LIMITED VARACHHA ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.